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Daily Challenge — September 5, 2026

tax accounting · tax formula

Millicent Fairchild is a single orthopedic surgeon based in Scottsdale, Arizona, who earns a substantial salary from a hospital group and also runs a private consulting practice that generated $163,700 in net self-employment income in 2024. She received interest from a high-yield savings account, ordinary and qualified dividends from her brokerage portfolio, and realized a $3,000 net long-term capital gain from selling shares of stock. Her itemized deductions include $19,200 in state and local taxes (capped), $14,800 in mortgage interest on her primary residence, and $7,500 in charitable contributions.

Correct Answers

A G I

$467,950.00

gross Income

$469,150.00

tax Liability

$118,212.25

taxable Income

$426,450.00

refund Or Due Amount

$80,572.25

refund Or Due Direction

Balance Due

Step-by-Step Solution

TAX FORMULA — Millicent Fairchild (SINGLE)

GROSS INCOME
  Wages:                  $291,800.00
  Interest Income:        $5,450.00
  Ordinary Dividends:     $5,200.00
  Business Income:        $163,700.00
  Capital Gain:           $3,000.00
  = Gross Income:         $469,150.00

  − Above-Line Deductions: $1,200.00
  = AGI:                  $467,950.00

DEDUCTIONS
  Standard Deduction (single): $14,600.00
  Itemized Deductions:    $41,500.00
  Deduction Used:         $41,500.00 (itemized)
  = Taxable Income:       $426,450.00

TAX CALCULATION
  Ordinary Taxable Income: $419,350.00
  Ordinary Tax:            $117,147.25
  LTCG + Qualified Div:   $7,100.00
  LTCG Tax:               $1,065.00
  − Credits:              $0.00
  = Tax Liability:        $118,212.25

  − Taxes Withheld:       $37,640.00
  = Tax Due:             $80,572.25