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Daily Challenge — September 20, 2026

adjusting and closing · full sequence

Harborview Financial Corp., a regional investment advisory firm, has reached year-end and must process four adjusting entries to properly recognize accrued interest revenue, unearned advisory fees, depreciation on office equipment, and accrued salaries before closing its books.

Correct Answers

adjusted Net Income

$243,000.00

ending Retained Earnings

$303,000.00

Step-by-Step Solution

FULL ADJUSTING & CLOSING SEQUENCE

Step 1 — Pre-Adjusted Income:
  Revenue (unadjusted):   $345,000.00
  Expenses (unadjusted):  $90,000.00

Step 2 — Apply Adjustments:
  +Exp Accrue interest expense on outstanding note payable $2,000.00
  +Rev Recognise the earned portion of a customer advance payment $15,000.00
  +Exp Record annual depreciation on equipment            $20,000.00
  +Exp Record office supplies used during the period      $5,000.00

Step 3 — Adjusted Totals:
  Adjusted Revenue:  $360,000.00
  Adjusted Expenses: $117,000.00
  Net Income:        $243,000.00

Step 4 — Compute Ending Retained Earnings:
  Beginning RE:   $85,000.00
  + Net Income:   $243,000.00
  − Dividends:    $25,000.00
  = Ending RE:    $303,000.00