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Daily Challenge — September 22, 2026

time value of money · mixed

Ironbridge Heavy Industries has negotiated a deferred payment settlement with a major supplier. The company will receive a $1,850,000 credit against future equipment purchases, but the credit is not redeemable until 8 years from today due to a supplier financing agreement. To evaluate whether this settlement is worthwhile, Ironbridge's finance team must determine what this future credit is worth in today's dollars, assuming the company can earn 7.25% annually on invested capital.

Correct Answers

present_value

$1,056,801.26

Step-by-Step Solution

Present Value Formula: PV = FV ÷ (1 + r)^n
  Future Value (FV):  $1,850,000.00
  Rate per period (r): 7.2500%
  Periods (n):         8

  PV Factor = 1 ÷ (1 + 7.2500%)^8 = 0.571244
  PV = $1,850,000.00 × 0.571244
  PV = $1,056,801.26