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Daily Challenge — September 25, 2026

tax accounting · tax formula

Prudence Huntington is a single orthopedic surgeon based in Nashville, Tennessee, who earns wages from a hospital group practice and also operates her own consulting business that generated $169,000 in net profit during 2024. She received interest from a high-yield savings account, qualified dividends from a diversified stock portfolio, and realized a $18,500 long-term capital gain from selling appreciated shares. Her above-the-line deductions include $7,800 in self-employed health insurance premiums, and she itemizes deductions totaling $41,200, which include mortgage interest on her home, charitable contributions, and state and local taxes up to the SALT cap.

Correct Answers

A G I

$509,750.00

gross Income

$517,550.00

tax Liability

$130,097.25

taxable Income

$468,550.00

refund Or Due Amount

$95,677.25

refund Or Due Direction

Balance Due

Step-by-Step Solution

TAX FORMULA — Prudence Huntington (SINGLE)

GROSS INCOME
  Wages:                  $321,700.00
  Interest Income:        $5,250.00
  Ordinary Dividends:     $3,100.00
  Business Income:        $169,000.00
  Capital Gain:           $18,500.00
  = Gross Income:         $517,550.00

  − Above-Line Deductions: $7,800.00
  = AGI:                  $509,750.00

DEDUCTIONS
  Standard Deduction (single): $14,600.00
  Itemized Deductions:    $41,200.00
  Deduction Used:         $41,200.00 (itemized)
  = Taxable Income:       $468,550.00

TAX CALCULATION
  Ordinary Taxable Income: $447,200.00
  Ordinary Tax:            $126,894.75
  LTCG + Qualified Div:   $21,350.00
  LTCG Tax:               $3,202.50
  − Credits:              $0.00
  = Tax Liability:        $130,097.25

  − Taxes Withheld:       $34,420.00
  = Tax Due:             $95,677.25